Why professional lending advice is so important It goes without saying that when it comes to buying property, financing of the purchase is of paramount importance. According to a list from Canstar.com.au  https://www.canstar.com.au/providers/home-loans/ there are over 140 different providers!!   On...

What the new policy means? IMPORTANT NOTE - The NSW Government announced these changes but have since delayed the decision by 1 month, to consider the input from investors.  We will update this blog when we know more. No-grounds eviction...

The greater Newcastle region continues to experience significant growth - in population as well as public and private investment.  With excellent job prospects, great facilities, premium lifestyle offerings and being much more afforbdable than Sydney, people continue to move to...

15/08/2023 Financial Freedom, Investment


Greater control Perhaps the #1 benefit of investing in property is that it can give you greater control over your life. Superannuation whilst great offers you limited control.  You firstly have to wait till your preservation age (which the government...

Billions of dollars of investment have poured into Newcastle and Lake Macquarie in recent years (read our previous blog here from Dec 2021). The Newcastle property market has felt this investment with many quality new developments and record property sales...

What is your exit strategy? When investing in property it is important to have an end game in mind. If you are flipping property that is simple – you will sell for profit. If you are developing you may sell...

05/04/2023 Investment


“Rentvesting” is where you rent where you want to live and own an investment property elsewhere. This has long been touted as an investment strategy, especially for younger people, but it can be more than that for some people; it...

14/11/2022 Finance, Investment


Many clients ask about "cash flow positive" properties, but rarely do people ask about "positively geared" properties.   The 2 definitions are very similar but there is one stark difference. What is gearing? To explain the difference we must first understand...

The Niva Property team embarked on a research trip to Lennox Head recently, uncovering some amazing properties, investment opportunities and locations. With the adoption of remote working, a greater focus on affordability and the desire of many to improve their...

One(1) minute summary for the time-poor Buy when you can afford to. Don’t try and time the market, time IN the market is more important. Australia is made up of many property markets, not all go up and down at...

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