14/11/2022 Finance, Investment


Many clients ask about "cash flow positive" properties, but rarely do people ask about "positively geared" properties.   The 2 definitions are very similar but there is one stark difference. What is gearing? To explain the difference we must first understand...

The Niva Property team embarked on a research trip to Lennox Head recently, uncovering some amazing properties, investment opportunities and locations. With the adoption of remote working, a greater focus on affordability and the desire of many to improve their...

04/09/2022 Community


Every 20 hours, an Australian child is diagnosed with cerebral palsy. The most common physical disability in childhood, cerebral palsy is caused by damage to the developing brain either during pregnancy or shortly after birth. It directly affects a person's...

One(1) minute summary for the time-poor Buy when you can afford to. Don’t try and time the market, time IN the market is more important. Australia is made up of many property markets, not all go up and down at...

06/07/2022 Buyers Agents, Finance, Investment


The NSW Government recently announced proposed changes to Stamp Duty, framed as the First Home Buyer Choice (FHBC) initiative.   Read more at this link: https://www.nsw.gov.au/initiative/first-home-buyer-choice. The initiatives allow eligible buyers to select whether they wish to pay stamp duty or...

19/06/2022 Investment, Market Update


The 2022 Federal election brings Labor back into power, the first time since 2010!   Anthony Albanese becomes our new Prime Minister, taking over from Scott Morrison who conceded defeat on the 21st May 2022. Rightly so, housing affordability, for both...

NSW's 2nd largest city has and continues to undergo a significant revitalisation. Projects completed in and around the CBD include the new $368m light rail project, the new law courts,  multiple major apartment projects, The Station and the new Transport...

12/11/2021 Buyers Agents


Auctions are interesting events!  The emotions in the room (or online these days) include suspense, excitement, anxiety, and eventually.... joy or sadness, depending where you are when the music stops. Many people love Auctions, especially Real Estate Agents.  Some sellers...

08/08/2021 Investment


Firstly, what is wealth?  Simple question, but I believe life should be simple 🙂 ...... the generally accepted definition is the difference between your assets and liabilities. Wealth though is different to financial freedom, which is basically your ability to...

09/07/2021 Buyers Agents


A buyer’s agent (buyer’s advocate) helps to set a level playing field for people buying property.  The process of buying property can be very stressful for the average person, and buyer’s advocates can help you navigate what can be a...

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